A simpler way to
buy a home or refinance.
As a dedicated mortgage professional, I can make your next mortgage transaction simple and pain free. Ready to get started? Contact me today.
Candice Joa, Mortgage Broker
Welcome to my page!
Hi, my name is Candice Joa.
I have over 20 years finance experience and truly love what I do! Whether you are looking at purchasing a new home, refinancing your existing or looking at investment opportunities I am here to help. I work with many lenders and my mission is to not only find you the best interest rate but the best mortgage to suit your financial goals. I have a wealth of knowledge in this industry and I'm passionate about sharing it. Let me put my expertise to work for you!
At The Mortgage Minds, we are down to earth, caring and extremely passionate. We take great satisfaction in the services we bring to the market, and even greater pride in our pledge to help our clients make the decisions that are best for them. We value our client relationships and place emphasis on understanding their unique financial goals, which helps us obtain the mortgage plan best suited for them. The Mortgage Minds is proud to be a Canadian Mortgage Brokerage.
Testimonials
Candice was amazing to work with. She made the whole process smooth and easy to understand. Since we are first time home buyers, we had a lot of questions and she took the time to answer each one of them and gave us as much information as she could. We feel we picked the best finance option and we appreciate all the work she put in. We highly recommend Candice.
Albert M
I had an exceptional experience working with Candice. Her expertise and professionalism made the mortgage process smooth and stress-free. She took the time to understand my financial situation and provided personalized advice tailored to my needs. Throughout the entire process, Candice was communicative, responsive, and always available to address any questions or concerns I had. Her attention to detail and commitment to finding the best possible mortgage rate saved me both time and money. I highly recommend Candice to anyone in need of mortgage services. Thank you for your outstanding service!
Viktor G
Candice's knowledge, advice and patience was invaluable as we negotiated buying our first house in Canada. Her responsiveness was outstanding and helped keep everything moving quickly.
Ross G
Lender Access
With access to many lenders, including several big banks and credit unions, you can rest assured I can help you secure the best mortgage possible.
Secure Application
The privacy and security of your personal data is my highest priority. My website and online application is secured by the same encryption used by institutional banks.
Trusted Advice
A home is quite likely the biggest investment you'll make. How you finance that investment is equally important. My focus is exclusively on mortgages, and nothing else.
Flexible Schedule
Real estate transactions can move fast, so you need a mortgage expert that can move equally fast. I'm available when you need me, including evenings and weekends.
Great Rates
The mortgage industry is fast paced. I've built strong relationships with lenders and connect with them regularly to make sure my clients always get the best offers.
Quick Approval
Sometimes, speed can make or break a real estate deal. That's why I've honed my skills to make sure I can offer you fast, efficient service whenever you're ready.
Schedule An Appointment
Say Hello
I’d love to hear from you! Phone me at 780-953-7502, write me an email at candice@candicejoa.ca or use the form below.