A simpler way to
buy a home or refinance.

As a dedicated mortgage professional, I can make your next mortgage transaction simple and pain free. Ready to get started? Contact me today.

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Candice Joa, Mortgage Planner

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Welcome to my page!

Hi, my name is Candice Joa.

I have been in the banking/finance industry for over 18 years and truly love what I do! Whether you are looking at purchasing a new home, refinancing your existing or looking at investment opportunities I am here to help. I work with many lenders and my mission is to not only find you the best interest rate but the best mortgage to suit your financial goals. I have a wealth of knowledge in this industry and I'm passionate about sharing it. Let me put my expertise to work for you!

At The Mortgage Minds, we are down to earth, caring and extremely passionate. We take great satisfaction in the services we bring to the market, and even greater pride in our pledge to help our clients make the decisions that are best for them. We value our client relationships and place emphasis on understanding their unique financial goals, which helps us obtain the mortgage plan best suited for them. The Mortgage Minds is proud to be a Canadian Mortgage Brokerage.


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Candice is always there to answer your questions and she gives the best advice to help you make the right decisions!

Casey P

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Absolutely great customer service and our second mortgage through Candice. Wouldn't think twice about recommending her.

Ivan & Kaitlyn

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Very professional and fast to make the process seamless and accurate! So happy we went with her for our mortgage! Would recommend her to anyone!

Pier & Carter

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Lender Access

With access to dozens of unique lenders, including several big banks and credit unions, you can rest assured I can help you secure the best mortgage possible.

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Secure Application

The privacy and security of your personal data is my highest priority. My website and online application is secured by the same encryption used by institutional banks.

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Trusted Advice

A home is quite likely the biggest investment you'll make. How you finance that investment is equally important. My focus is exclusively on mortgages, and nothing else.

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Flexible Schedule

Real estate transactions can move fast, so you need a mortgage expert that can move equally fast. I'm available when you need me, including evenings and weekends.

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Great Rates

The mortgage industry is fast paced. I've built strong relationships with lenders and connect with them regularly to make sure my clients always get the best offers.

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Quick Approval

Sometimes, speed can make or break a real estate deal. That's why I've honed my skills to make sure I can offer you fast, efficient service whenever you're ready.

Say Hello

I’d love to hear from you! Phone me at 780-953-7502, write me an email at candice@candicejoa.ca or use the form below.

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map of broker's office location

284-6005 Gateway Blvd NW, Edmonton AB T6H 2H3